Roof repairs can be costly, and for those who cannot afford them, government grants might be available. These grants are designed to provide financial relief to eligible homeowners. Below is a list of government grants that might help with roof repair costs, as well as additional details on how to apply and increase your chances of approval.
The Weatherization Assistance Program (WAP) provides assistance to low-income households by helping them improve home energy efficiency, which may include roof repairs. Administered by the U.S. Department of Energy, the program helps reduce energy costs for households that qualify. The program prioritizes elderly, disabled, and families with children. More details can be found at https://www.energy.gov/eere/wap/weatherization-assistance-program.
The Housing Preservation Grant (HPG) program is available for homeowners in rural areas who need home repairs, including roof maintenance. This grant is offered by the U.S. Department of Agriculture and aims to help low-income residents. The program also extends support to landlords who rent to low-income tenants, ensuring that rental housing remains in good condition. Additional information is available at https://www.rd.usda.gov/programs-services/housing-preservation-grants.
The Single Family Housing Repair Loans & Grants, commonly known as the Section 504 Home Repair program, is provided by the U.S. Department of Agriculture (USDA). It offers loans and grants to eligible homeowners for home repairs, including fixing a roof. Homeowners aged 62 or older may qualify for grants, while others may be eligible for low-interest loans. Funding is limited, and preference is given to those in severe financial need. More details can be found at https://www.rd.usda.gov/programs-services/single-family-housing-repair-loans-grants.
The Community Development Block Grant (CDBG) program is another option that some homeowners may qualify for. This program, run by the U.S. Department of Housing and Urban Development (HUD), provides funding to state and local governments for housing repairs, including roofing assistance. Funding varies by state, and local governments decide how to allocate funds. Interested applicants should check with their local housing authority for specific eligibility requirements. More information is available at https://www.hud.gov/program_offices/comm_planning/communitydevelopment/programs.
The Low-Income Home Energy Assistance Program (LIHEAP) primarily focuses on helping households with energy costs, but in some cases, it may assist with roof repairs that contribute to energy efficiency. This program is run by the U.S. Department of Health and Human Services. Eligibility is often based on household income, and funds are limited. Homeowners should apply as early as possible to increase their chances of receiving assistance. More details can be found at https://www.acf.hhs.gov/ocs/programs/liheap.
These grants have different eligibility criteria, and homeowners should check with the relevant agencies to determine if they qualify. Government grants may help alleviate the financial burden of roof repair, but funding is limited, and approval is not guaranteed. Homeowners should explore other options as well, such as non-profit organizations and state-funded programs that provide home repair assistance. Planning ahead and researching all available resources can significantly improve the chances of obtaining financial aid.
