Pneumonia Shots for Seniors: What You Need to Know in 2025

For seniors and those 75+, the right pneumonia (pneumococcal) vaccine can dramatically reduce the risk of serious lung infections. In 2025, understanding the vaccine options, timing, Medicare coverage, costs, and side effects helps you stay protected with clarity and confidence.

Pneumonia Shots for Seniors: What You Need to Know in 2025

According to the CDC and healthcare professionals, pneumococcal vaccines are essential for adults aged 65 and older to prevent serious illnesses like pneumonia, meningitis, and bloodstream infections.

List of Top Vaccines for Pneumonia (Seniors’ Options)

Vaccine TypeDescription
PCV20 or PCV21Single-dose conjugate vaccine offering broad protection.
PCV15 + PPSV23Two-dose option — conjugate vaccine followed by polysaccharide one year later.
PPSV23 (Polysaccharide)Provides broader serotype coverage when used alone or second in sequence.

CDC considers both PCV20 alone or PCV15 + PPSV23 an acceptable choice for adults 65+.

How Often Should You Have a Pneumonia Shot?

  • A single dose of PCV20 may be sufficient for many seniors who haven’t been vaccinated before.
  • Or, PCV15 followed by PPSV23 at least one year later is an alternative schedule.
  • Additional doses may be recommended 5+ years later depending on health status.

Pneumococcal Pneumonia Vaccine by Age for Seniors

Age GroupRecommended Vaccine Option
65+ (no prior vaccination)Single dose of PCV20, or PCV15 followed by PPSV23 after ≥1 year
75+ (completed prior series)Consider PCV20 if more than 5 years since last dose

What Are the Side Effects of the Pneumonia Shot?

Common side effects include pain, redness, or swelling at the injection site, headache, fatigue, and muscle pain. Serious allergic reactions are rare.

Does Medicare Cover Pneumococcal Vaccines?

Yes—Medicare Part B fully covers all authorized pneumococcal vaccines and administration, aligned with CDC recommendations. Enrollment in Medicare Advantage doesn’t change this benefit if vaccinations are administered by participating providers.

Cost of Vaccine: With and Without Medicare

  • With Original Medicare Part B: Fully covered, no out-of-pocket cost for both vaccine and administration.
  • Medicare Advantage (Part C): Also generally covers both shots fully when using in-network providers.
  • Without insurance: Private clinic costs may range from $100 to $300+ per dose—check with local providers.

Do Seniors Need a Pneumonia Shot Every Year?

No. Pneumococcal vaccines are not annual like flu shots. Typically, a one-time series is sufficient—followed by potential one-time revaccination after 5–10 years depending on your health. Always consult your doctor for personalized timing.

References

  1. CDC – Pneumococcal Vaccine Recommendations
  2. CMS – Medicare Part B Coverage of Pneumococcal Vaccinations
  3. Healthline – Does Medicare Cover Pneumonia Shots?
  4. Medical News Today – Pneumonia shots: Coverage, costs, and eligibility
  5. CDC – Pneumococcal Vaccine Timing for Adults ≥65
  6. Reuters – CDC recommends expanded pneumococcal vaccine use to those aged 50-64
  7. Verywell Health – Pneumococcal Vaccine: Types, Schedule, Side Effects
  8. Vaccine Resource Hub – Factsheet: Pneumococcal Vaccine Coverage Through Medicare